For small business, medium and large companies
For small, medium, and large enterprises alike, the evolving talent landscape has placed an unprecedented focus on employee benefits. Contrary to cutting back during pandemic times, organizations have doubled down on initiatives to bolster employee engagement and loyalty. This trend manifests a heightened appreciation for employee well-being and offers a diverse range of insurance options to meet individual preferences. We provide competitive healthcare insurance solutions tailored for businesses of all sizes, even those with a modest staff of three, aligning these benefits with your company's objectives and enhancing employee satisfaction.

Benefits to the company
Efficient Employee Motivation
Cost Savings for the Organization
Reduction in Employee Sick Days
Health Insurance Premiums Recognized as Tax-Deductible Expenses, Providing an Excellent Tool for Employee Incentives While Leveraging Tax Benefits
Benefits for the employee
Financial Support for the Employee and Their Family
Opportunity to Choose High-Quality, Modern Treatment in Public or Private Institutions
Reduced Expenditure on Treatment and Diagnostics
Increased Employee Satisfaction with Employer, Leading to a Feeling of Being Valued
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EMPLOYEE MOTIVATION SOLUTIONS
Prioritizing Employee Health and Well-being has Become a Focus for Most Companies, Especially Post-Pandemic
In public healthcare institutions, there is often a long wait to see a doctor and receive a diagnosis and treatment. In recent years, more and more companies have realized the benefits of additional health insurance: fewer employee sick days, a more productive workforce, and the creation of a happy and healthy work culture.
Company-Funded Employee Insurance Provides Insured Employees with Faster and More Convenient Access to Health-Related Services.
Employee Health Insurance
Outpatient treatment and diagnostics
Day surgery operations
Inpatient treatment in public and private hospitals
Dentistry services
Medicines, medical devices
Non-prescription drugs, food supplements, vitamins
Preventive health screenings
Vaccination
Rehabilitation treatment
Wellness services (physical activity activities, psychologist services)
Optometry
Preventive/periodic health checks and examination
Maternity care, childbirth and other services
Flexible coverage limits
Health insurance is a versatile product that each company can customize to meet the needs of specific employee groups. For instance, more comprehensive coverage can be offered to longer-tenured or high-performing employees, while new hires may receive more basic plans. We offer insurance proposals for companies with as few as three employees.
For more information, please contact us at sveikata@legator.lt or leave your contact details and we will get back to you.
Health insurance programs briefly:
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EMPLOYEE MOTIVATION SOLUTIONS
Accident Insurance
We offer robust protection for your company's employees against accidents that may occur either during work hours or around the clock. This insurance specifically provides for certain sums to be paid out in the unfortunate events of death, disability, or fractures. This type of coverage is particularly relevant for employees working under conditions hazardous to health or life, such as in construction sites, factories, or forests. We can insure either all employees in the company or those holding specific job titles. Unlike employer's liability insurance, which compensates the employee only when the employer is at fault, accident insurance provides a payout regardless of whether the employer is at fault or not.
Components of Accident Insurance for Employees include:
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Coverage in the event of death
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Coverage for permanent or temporary disability
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Coverage for injuries or fractures
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Daily allowances
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Sick pay
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Our comprehensive employee insurance plans offer the flexibility to choose from the most suitable private and public healthcare institutions across Lithuania.
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These plans reduce time spent in medical facilities and provide quick access to high-quality consultations.
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An emphasis is placed not only on treatment but also on preventive care.
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The insurance company covers up to 100% of healthcare expenses, minimizing costs for diagnosis and treatment.
Company-funded employee insurance allows insured employees to receive health-related services faster and more conveniently

Request form
If you are considering employee health insurance and would like to receive an insurance quote tailored to your needs, fill out the form and we will assist you.
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Request form
If you are considering employee health insurance and would like to receive an insurance quote tailored to your needs, fill out the form and we will assist you.
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EMPLOYEE MOTIVATION SOLUTIONS
This life insurance is designed for companies and stands as a unique offering in the market, providing exceptionally comprehensive coverage for employees and caring for their family members in case of an unfortunate event.
Key Features:
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Financial protection for the employee or their family in the case of critical illnesses, injuries, or accidental death.
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A guaranteed payout for the employee in the event of childbirth.
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Round-the-clock insurance coverage.
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Easily insure new employees and smoothly terminate contracts with those who leave the company.
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Encourage employee loyalty at costs lower than payroll expenses.
Group Employee Insurance
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EMPLOYEE MOTIVATION SOLUTIONS
Life Insurance
Life insurance can help ensure financial stability for you and your family members in the event of an accident. Having insurance will make you feel more financially secure about your financial future and that of your loved ones. This is especially important if they depend on your income, as well as for yourself, if you are unable to work and pay your financial obligations due to a severe disability.
Do you want to save money for your children's education, start an independent life and feel more secure about their future? Learn more about life insurance and additional insurance coverage.
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EMPLOYEE MOTIVATION SOLUTIONS
Third Pension Pillar – An Effective Solution for Independent Saving and Securing a Desired Pension
The third pension pillar is a personal account within pension funds, designed for saving and investing for the future. Every year, you can take advantage of the income tax relief and reclaim 20% of your paid contributions.
What Makes the Third Pension Pillar Attractive:
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Flexibility: You decide the amount, frequency, and in which funds to save, as well as how and when to receive payouts.
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Tax Benefits: Each year, you can claim back 20% of your contributions through income tax relief.
This pension solution offers you the control and options you need for planning a secure financial future.